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Loan So Easy was established in 2011 and with more than 20 years’ experience in the financial industry.  Our aim is to provide blacklisted loans, personal loans, short term loans and mobile contracts. We also do blacklisted loans and can assist clients nationwide.  

 

We are based in Gauteng. Today’s technology is making things easy for us and everything gets done by fax or email, we can therefore assist people country wide and not only in one Province. As the result of the above there is no need for you to take time out of your day to come to our offices to apply as you can apply online.

We are affiliated with various credit/ service providers who provide credit to South Africans via mobile and online. Our credit providers offer flexible loans of R500 up to R80 000 from anything up to 48 months. Our Mobile service provider offers a standard 24 month contract. All our credit providers are registered and regulated by the National Credit Act 34 of 2005.

Our aim is to assist in the needs of our clients and cash flow problems with a short term solution. We base our commitment to responsible lending on transparency, flexibility and extreme selectivity. We believe it is possible to provide credit in a way that suits consumers and not lenders.

Loan So Easy adheres to all South Africa’s strict regulatory requirements under the National Credit Act, as well as the Consumer Protection Act.

 

Our Standards:

  • We go the extra mile to ensure that our clients are completely satisfied with the financial services that we offer them.
  • We continuously develop our loan products range, in order to anticipate and meet all our client's needs.
  • We deliver an exceptionally friendly and caring service to all our clients even if you have been blacklisted.
  • We continuously grow and develop our staff. Ensuring we have motivated friendly staff providing exceptional services to all our clients.

 

Credit Bureaus:

Our service providers all use Credit Bureaus and all the publicly-available data at their disposal to guard against fraud and make the best possible lending decisions based on your circumstances at the point of application.

Should you be declined, we will give you as much information as possible about the reasons why, along with any relevant advice we can offer and you always welcome to apply again should something change

 

Service Providers:

All our service providers abide by both the spirit and the word of the National Credit Regulator’s guidance on Debt Collection as outlined in Chapter 6 of the National Credit Act 34 of 2005 and subsequent associated guidance

They will not charge you a default fee, but they may charge you administration costs incurred by them in attempting to collect what is owed to them by you.

 

Objections:

We make it easy to contact us during office hours: via the website, email or phone

If you have a complaint or concern you will receive a response from us within hours

We will respond to your complaint and endeavour to resolve it within 24 working hours. If your complaint is particularly complex it may take longer to investigate but, in these cases, we will explain why there is a delay and tell you when we will contact you again

If you are not satisfied with our response you can appeal the decision by writing to us again, stating your objections and providing any new information to be considered

 



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